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IHI Critical Illness ( Supplement to your IHI health insurance) (Castellano )
1. Acceptance of the insurance
1.1 International Health Insurance danmark a/s, hereinafter called the Company, shall decide whether IHI Critical Illness, hereinafter called the Insurance can be accepted. In order for the Insurance to be accepted and the Company to become liable, the application must be approved by the Company and the necessary premium paid to the Company.
1.2 In order for the Insurance to be accepted by the Company on standard terms, the applicant must be of sound health at the time of acceptance and must not suffer nor have suffered from any illness, injury, bodily infirmity, physical disability or recurring disease. The applicant must have attained 3 (three) years of age and must not have attained 60 (sixty) years of age at the time of acceptance.
1.2.1 If the conditions in Art 1.2 are not met and the applicant has not attained 60 (sixty) years of age at the time of acceptance, the Company may offer the Insurance on special terms. If the Company decides to offer the Insurance on special terms, the policyholder will receive a policy schedule in which these terms are stated.
1.3 In the event of a change in the applicant's state of health after the application has been signed and before the Company's approval thereof, the applicant shall be under an obligation to notify the Company of such change immediately.
1.4 Corporate critical illness schemes may be taken out on special terms upon approval by the Company. If the Company decides to offer the Insurance to corporations, the special terms will be stated in an insurance contract.
1.5 The Company shall be entitled to obtain any information documented by a physician from the applicant on his / her state of health. Expenses hereto shall be paid by the applicant.
1.5.1 A Physical Report Form completed by a General Practitioner must be submitted to the Company together with the Application Form for applicants having attained 45 (forty-five) years of age and applying for the insurance sum of USD 75,000 or USD 100,000 or the equivalent in other currencies.
1.6 The applicant is required to give information on his / her permanent place of residence in the application. If the permanent residence changes, this shall be reported to the Company cf Art 10.6
1.6.1 It shall be considered a permanent residence if the insured does not stay abroad for more than 3 (three) months in succession.
1.7 The Insurance may only be taken out as a supplement to an IHI health insurance with the Company.
INDEX
Coverage for 11 critical diagnoses and surgeries
| Coverage for 11 critical diagnoses and surgeries | Insurance sums |
| Policy Conditions | Premium Table ( GBP / USD / EUR / CHF / DKK ) |
| Para pedir una cotización o una aclaración / For a quote or details: | |
| saniprof@mail.ddnet.es / dmh@e-consultas.com | |
| Fax: | (+ 34) 91 8032484 |
| Teléfono / 'phone: | (+ 34) 609 522 300 |
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